Write It Right FAQs

Learn More About Write It Right

Have an insurance claim-related question? We have the answer! Check out our FAQs below to learn more about our company and services.

  • What is a public insurance adjuster?

    A public insurance adjuster is an insurance adjuster who works for the insured to assist in the preparation, presentation, and settlement of a claim. They don't work for an insurance company, but they do work for you! When you're searching for the certified public adjuster you can count on, look no further than Write It Right.

  • Are there any other types of adjusters?

    Yes, there are three different types of adjusters. A company adjuster is an insurance adjuster who is an employee of an insurance company. They represent the interest of the insurance company and are paid by the insurance company. An independent adjuster is an insurance adjuster who is hired on a contract basis by an insurance company to represent the insurance company’s interest in the settlement of the claim. They are paid by your insurance company. A public adjuster is an insurance adjuster who doesn't work for any insurance company. They work for the policyholder to assist in the preparation, presentation, and settlement of the claim. The policyholder hires them by signing a contract agreeing to pay them a fee or commission based on a percentage of the settlement or other methods of compensation. The insured is not required to hire a public adjuster to help the policyholder meet his or her obligations under the policy but has the right to do so. If you're looking for a certified public adjuster you can trust, call Write It Right today!

  • What are the requirements necessary to become a licensed public adjuster?

    Public adjuster licensing requirements vary from state to state. Many public adjusters receive on-the-job training while working for a public adjusting company. Call us today to learn more! If you're in need of a certified public adjuster people love, we've got you covered.

  • How can a licensed public adjuster help me?

    It's up to you to prove your loss. There may be many questions as to how the policy stipulations could or should be applied in different situations. Public adjusters are experts with these types of questions. Due to their specialized knowledge and years of experience, they make it possible for you to receive the maximum amount to which you may be entitled under your insurance policy. The public adjuster’s professional help relieves you of the work, worry, stress, and enormous amount of time-consuming detail in filing a claim. Therefore, you're able to devote your time and effort to your family, business, or leisure activities. When you're looking for the certified public adjuster people rely on, contact Write It Right.

  • Will my insurance company recognize you as my representative?

    Yes. Most insurance companies actually prefer to work with an experienced licensed public adjuster. It's in the best interests of all parties that a fair and prompt settlement is made. When you're looking for a certified public adjuster you can rely on, give us a call! We offer free claim reviews.

  • Should I use the preferred contractor recommended by my insurance company?

    No. The preferred contractor must keep their estimates low in order to continue getting work from the insurance company. This doesn't always work out to the homeowner’s advantage because they're not allowed to negotiate a better settlement on your behalf. They simply have to repair your home for whatever the insurance company offers them. They don't have the knowledge or experience to interpret policy language. A trusted certified public adjuster will negotiate a higher settlement to ensure the work is done properly.

  • Do public insurance adjusters take care of claims other than fire?

    Yes. A certified public adjuster can assist you with any claims you may have including storm damage, explosions, and any other insured losses that are sustained, including business interruption, rental income, improvements and betterments, additional living expenses, and more. 

  • May I prepare my own claim?

    Of course, but why not utilize a licensed public adjuster’s experience, knowledge, and training for your benefit? A certified public adjuster will assist you in the preparation of inventories, estimates, and other substantiation of the extent of your loss. They'll handle all the necessary details for compiling and filing claims as required by the terms of your insurance policy. Your public adjuster will also confer, on your behalf, with insurance company representatives and handle all matters essential to a proper and satisfactory settlement. For more questions like this, don't hesitate to give us a call!

  • Why do I need help filing my insurance claim?

    The typical fire policy contains hundreds of provisions and stipulations, various forms and riders that are constantly changing, and many complex details about your requirements in case of loss. Most people don't know or understand these policy provisions, and most don't realize that the burden of proof is on them, the policyholder. Insurance companies offer to pay what is due to you as they see it. A certified public adjuster is your exclusive representative. With their expertise and knowledge, they're able to obtain a more favorable adjustment for you, the insured.

  • In the event of a fire or other destruction of property, does my insurance pay the entire loss?

    This depends on the type and amount of insurance you carry. It also depends on your expertise or the expertise of your representative, not that of the insurance company’s adjuster. A certified public adjuster can make it possible for you to receive the maximum amount to which you are entitled. At Write It Right, we will provide you with assistance every step of the way. Give us a call for a free claim review!

Share by: